We Process Your Mortgage
Mortgage Management and Processing
Professional Mortgage Brokerage
What Does Mortgage Management and Processing Involve?Mortgage Brokers in Mallorca, the Balearic Islands, and Spain.
At AvalTeca, we understand that taking out a mortgage shouldn’t become a maze of paperwork and endless procedures.
Mortgage management and processing consists of saving you the work and supporting you throughout the entire process: from searching for the best offer to signing before a notary.
Our goal is for you to not have to worry about complex procedures and to enjoy a clear and streamlined path to your home or investment in Mallorca and the Balearic Islands.
Mortgage management and processing consists of saving you the work and supporting you throughout the entire process: from searching for the best offer to signing before a notary.
Our goal is for you to not have to worry about complex procedures and to enjoy a clear and streamlined path to your home or investment in Mallorca and the Balearic Islands.
Advantages of Having a Mortgage Broker in the Balearic IslandsMortgage Brokers in Mallorca, the Balearic Islands, and Spain.
The Balearic real estate market has particularities that make it more demanding than in other regions. Having a mortgage management expert allows you to:
Reduce processing timesPresent a solid profile to the banksCompare conditions between different banksAvoid hidden costs or unexpected feesEnsure the process moves forward without administrative roadblocksWhy AvalTeca?
Mortgage Experts
Who Help People
We care about accompanying you in every phase of your home purchase to make it a memorable experience.
Comprehensive Mortgage Solutions
More than 12 years in the mortgage sector at your disposal to get your home under the most appropriate financial strategy.
Best Mortgage Terms
As Chartered Mortgage Brokers we have access to mortgage terms that are not available to the general public.
Personal Accompaniment in Each Purchasing Phase
We are close and we do the paperwork for you, but with you, ensuring your peace of mind before, during and after the signing.
How We Help with the Purchase of Your Second HomeMortgage Brokers in Mallorca, the Balearic Islands, and Spain.
In Mallorca and the Balearic Islands, mortgages for second homes or investment properties are common.
These transactions usually have stricter requirements, both in terms of the initial down payment and debt-to-income ratios.
Thanks to our experience, we know how to present the application to increase the probability of approval and obtain competitive conditions.
These transactions usually have stricter requirements, both in terms of the initial down payment and debt-to-income ratios.
Thanks to our experience, we know how to present the application to increase the probability of approval and obtain competitive conditions.
Our Process for Managing Your MortgageAt AvalTeca, We Work with a Structured and Flexible Method
First Meeting
First meeting to understand your situation and needs
Analysis
Mortgage viability analysis
Negotiation
Selection and negotiation with banks
Processing
Processing of all documentation
Coordination
Coordination of appraisal, insurance, and notary services
Always with You
Support until the signing of the mortgage
Your opinion is the most important thing
Customer Testimonials
We were lucky to have Jordi as our mortgage broker, and we couldn’t be more satisfied. From the very first moment, he offered us a friendly, clear, and professional service. He accompanied us throughout the entire mortgage process, resolving every doubt quickly and efficiently, and today we have been able to complete the purchase of our home thanks to his excellent work. Totally recommended!
Francisco José Copete García
A very good experience with the personalized treatment Jordi gives his clients. You quickly build trust with him, as if he were your trusted friend. Many thanks to Finance Luxe Group for helping my wife and me get the house we wanted. 100% Recommended
Marc Manrique
We went to ask for information because we wanted to build our house with a mortgage. They have guided me in both the mortgage and the appraisal. Totally recommended, especially a special thanks to Jordi.
RT Abogados y Asociados
I want to thank you for all the advice I received to buy my first home. From the very first communication, Jordi was completely attentive to every detail, resolving all my doubts and accompanying me throughout the process. In less than 29 days, he arranged my mortgage with the best possible conditions. Most importantly, he showed me great responsibility, commitment, and professionalism. Don’t hesitate to ask him. People like Jordi are sorely needed in our society.
Alicia Franco
Thanks to their services we were able to have the mortgage at 90% with an interest rate of 2.25. Great professionalism and very attentive at all stages.
Rafa Morales Alguacil
Frequently Asked Questions (FAQs)
If this FAQ section doesn’t answer your questions, don’t hesitate to contact us.
What does it mean that you manage the entire mortgage process?
It means we handle the procedures with banks, notaries, and legal paperwork to make the process fast and without complications.
Does AvalTeca charge fees upfront?
No, we work on a success basis: we only charge if we secure the mortgage under the agreed-upon conditions.
Can I choose the bank I want to work with?
Yes, although we also present you with the best available alternatives.